Tuesday, 4 October 2011

Investment Ideas to make your money grow

There are so many investment methods around you and the important matter is to find a suitable and profitable investment idea to grow our money legally. Each and every investor wishes to grow their investments. But in a few methods you must give much attention to make grow your money. Otherwise you will loss all your effort in no time. Here we try to list out a few investment ideas in the order of lower risk factor to higher one.

Short term deposits


Bank deposits including saving account, recurring deposits and short term fixed deposits etc. are included in this method of investment. This is considering as the safest method of investment. Because, there is no risk factor in it. But the income from such investments is very low comparatively with other investment ideas, but the income is guaranteed.

Government Securities & deposits

National Savings certificates, Public Provident fund, Post office Monthly income Scheme and such related investments can be included in this category of investments. These investments are also included in safe investments, but the money will be held up for a fixed time period and can withdraw only after such time period. Some relaxation is there in case of time period with some penalties. This investments are good and safe and the investor can earn an interest income more than the above motioned short term deposits. Most of these schemes are tax saving investments and the interest of a few such investments is exempted from tax also.

Gold investments

The idea of Investing in gold is also a good investment method and the investor can earn profit when the gold is selling back. You can invest around 10% of your total investments in gold and can keep it as a cushion against inflation.

Mutual Fund Investments

Investment in Mutual funds also considered as a good investment idea and the fund house will manage the pooled money of investors and the investor will get back the enhanced Net Assets Value or dividend as the case may be. Mutual funds are also affected by market fluctuations, but it is managed by professional fund managers and they can handle it professionally to get the maximum benefit.

Real estate investment

Invest in immovable properties such as house property or land is also a good investment method. The investor can earn rental income or profit from the escalation of price or both. Invest in construction linked property in developing areas is a good option in real estate investment. Investment in real estate need large capital investment or you should go for any mortgage loan. Different Methods of real estate investments

Stock Market investments

Investing in stock market is also a good investment option and it is riskier than all the above mentioned investment options. Investment in stock market requires more training and experience. At the beginning you can seek help from any stock brokers. Learn all aspects of stock trading

Forex trading

Forex trading or foreign exchange trading is becoming more popular and the margin form exchange of currencies of different countries is the profit. You can see so many forex trading platforms and some of them are offer free training with free virtual money. When you get enough experience you can turn to real trading.

All the above-mentioned investment ideas are practical to common man and some of them need training and experience. If you decided to go with any of the above mentioned investment ideas or a few of them, keep in mind that all your eggs should not lay in one basket. Diversify your investments and investment methods and allow to grow your money. Keep in mind that it is your hard earned money and take enough precautions before taking any step ahead. Ultimately all these must help you to satisfy your financial goals.


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7 comments :

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