"I will give you the treasures of darkness And hidden wealth of secret places, So that you may know that it is I, The LORD, the God of Israel, who calls you by your name." Isaiah 45:3 (New American Standard Bible)

Category Archives: Banking

Notification for Non filing of ITR 5 Lakh

Posted on June 24, 2011 by Jerry Jose

Notification for Non filing of Income Tax Return up to Rs. 5 Lakh for Salaried Tax payers has been issued by the Central Board of Direct Taxes (CBDT). Continue reading →

Posted in Banking, Income Tax, Personal Finance, Small Savings | Tagged form 16, Income from interest, income from salary, income tax return, Income upto Rs. 5 lakh, NO Income Tax Rertun, NO ITR for 5 lakh, No ITR for Salaried, not to file ITR, Salary and interest, Salary Tax payers, TDS, TDS certificate | 6 Comments

Subsidy on Interest of Educational Loans

Posted on June 23, 2011 by Jerry Jose

New central scheme to provide full subsidy on interest of educational loans for economically weaker sections(EWS)by Ministry of Human Resource Development Continue reading →

Posted in Banking, Loan, Personal Finance, Small Savings | Tagged crediteducation, education, education loans, educationalloan, educational_ loans, educationlending, educationloans, EWS, free interest for education loan, Interest morotorium, Loan, loan for EWS education, Loan for professional studies, loans, schoolloans, student-loans, studentdebt, studentlending, studentloan, studentloans, student_loans, training | 1 Comment

Online Banking security guidelines

Posted on June 11, 2011 by Jerry Jose

Internet Banking is convenient and times saving. You should not go to bank for each and every transaction. You can pay all your utility bills, credit card payment, online purchases etc., through online banking with the convenience and privacy of … Continue reading →

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Panel suggests 4 per cent interest on Post Office savings deposits

Posted on June 8, 2011 by Jerry Jose

A government committee has suggested raising interest rates on Post Office savings bank deposits to 4 per cent, a suggestion that could benefit lakhs of small depositors. The Committee on Small Savings also recommended linking returns on other small savings … Continue reading →

More Galleries | 4 Comments

Investment plan for lazy investors and those who have not time to invest

Posted on June 7, 2011 by Jerry Jose

Human beings are social beings and we can see different type of people in the society. Somebody is active for all work and somebody is not that much active. Some of them are active only for some particular works and … Continue reading →

Posted in Banking, Employees News, Employment News, Income Tax, Investment, Investment News, Personal Finance, Real Estate, Small Savings | Tagged best to invest, how to invest, how to invest in, how to investing, how to investment, invest in money, investing, investment for income, investment trust, lazy investors, PF, PPF, Safe Investment, to invest | 6 Comments

How to avoid Tax Deducted at Soruce (TDS) from Interest

Posted on June 6, 2011 by Jerry Jose

All financial institutions and banks are liable to deduct tax (TDS – Tax Deducted at Source) from interest due or paid to any customer, if the total interest paid from the particular branch to a particular customer is more than … Continue reading →

Posted in Banking, Income Tax, Investment, Personal Finance, Small Savings | Tagged 10% TDS, Avoid TDS, download Form 15G, Download Form 15H, Form 15G, Form 15H, Income Tax, Income Tax Act, interest income, Rs. 10000, section 194A, TAX deducted at source, TDS, TDS on interest | 6 Comments

ATM Machines in Post offices also

Posted on June 1, 2011 by Jerry Jose

Post offices in India give more and more facilities to general public including Banking, investing in addition to the advanced communication facilities. Years before post offices started to sell pure gold coins and it is a chance to get pure reliable … Continue reading →

Posted in Banking, Investment, Investment News, Personal Finance, Small Savings | Tagged ATM, ATM in post office, ATM in post offices, automated teller machine, Post Office, post office ATM, post office savings account, Post offices, psot office savings, savings bank | 2 Comments

RBI to Banks – Failed ATM Transactions to be reimbursed in 7 days

Posted on May 28, 2011 by Jerry Jose

This may be an end to the long waiting for get back money debited through e failed ATM transactions. The Reserve Bank of India directed banks to pay back the amounts wrongly debited in failed ATM transactions within seven days … Continue reading →

Posted in Banking, Investment News, Personal Finance, Small Savings | Tagged 7 days to settle ATM Complaint, ATM, ATM provider, ATM transcations, Bank ATM, RBI, Reimburse wrong atm transcations, Reserve Bank of India, Rs. 100 penalty, Rs. 100 per day, Settle ATM complaints, worng atm transactions | 1 Comment

How to manage your money and financial matters

Posted on May 27, 2011 by Jerry Jose

You must have noticed that there is a rise and fall everywhere. It is there in financial matters also. There may be good time and bad time. There may be inflation and Deflation. There may be a time you get … Continue reading →

Posted in Banking, Investment, Investment News, Loan, Mutual Fund, Personal Finance, Real Estate, Small Savings, Stock Market | Tagged Finance, Financial Planning, how to investments, investing, investing for dividends, investment guidelines, Investment Option, Investment Options, investments plan, investments planning, money investments, regular investment, systematic investments, tax on investments | 4 Comments