"I will give you the treasures of darkness And hidden wealth of secret places, So that you may know that it is I, The LORD, the God of Israel, who calls you by your name." Isaiah 45:3 (New American Standard Bible)

Category Archives: Loan

Credit card is a boon or bane

Posted on September 6, 2011 by Jerry Jose

A credit card allows you to make cashless purchase through online and offline, Online utility bill payment, withdraw cash whenever necessary etc. Continue reading →

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Subsidy on Interest of Educational Loans

Posted on June 23, 2011 by Jerry Jose

New central scheme to provide full subsidy on interest of educational loans for economically weaker sections(EWS)by Ministry of Human Resource Development Continue reading →

Posted in Banking, Loan, Personal Finance, Small Savings | Tagged crediteducation, education, education loans, educationalloan, educational_ loans, educationlending, educationloans, EWS, free interest for education loan, Interest morotorium, Loan, loan for EWS education, Loan for professional studies, loans, schoolloans, student-loans, studentdebt, studentlending, studentloan, studentloans, student_loans, training | 1 Comment

How to manage your money and financial matters

Posted on May 27, 2011 by Jerry Jose

You must have noticed that there is a rise and fall everywhere. It is there in financial matters also. There may be good time and bad time. There may be inflation and Deflation. There may be a time you get … Continue reading →

Posted in Banking, Investment, Investment News, Loan, Mutual Fund, Personal Finance, Real Estate, Small Savings, Stock Market | Tagged Finance, Financial Planning, how to investments, investing, investing for dividends, investment guidelines, Investment Option, Investment Options, investments plan, investments planning, money investments, regular investment, systematic investments, tax on investments | 4 Comments

How can you payback your credit card bill with profit

Posted on May 12, 2011 by Jerry Jose

The uses of credit card are common and convenient. You can purchase anything or pay bills without having money in your pocket. The convenience and credit facility makes credit card popular. But you should handle with care with all credit … Continue reading →

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Why Your Loan Application is Rejected

Posted on April 24, 2011 by Jerry Jose

Some important financial decisions are connected with loans. Buying a new house or property, higher education of your children, starting a new business or improving your business etc., need additional money and most of the time you have to approach … Continue reading →

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The Impact of Direct Tax Code (DTC) in Real estate investments

Posted on March 9, 2011 by Jerry Jose

When the implementation of Direct Tax Code comes into force, there will be certain changes for the Tax pattern. The Income tax and tax saving investments also will be changed. Some investments will be out from the status of tax … Continue reading →

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How to handle unexpected Income

Posted on February 22, 2011 by Jerry Jose

You may think that what the unexpected income is. You can get unexpected income from different sources. I am not telling about winning from lottery only. That also may be an unexpected income. There are many ways you can get … Continue reading →

Posted in Employees News, Investment, Investment News, Loan, Mutual Fund, Personal Finance, Small Savings | Tagged Finance institutions, income, Lottery, Pay hime, regular income, Salary, Short term investment, SIP, SIS, unexpected money | Leave a comment

Pay back your housing loan early instead of investing in Tax saving Schemes.

Posted on February 19, 2011 by Jerry Jose

You may be aware that the interest and Principal amount repayment of housing loan allow you to get tax exemption. You will get tax exemption for the principal amount repayment of housing loan up to Rs. 100000 in a year … Continue reading →

Posted in Income Tax, Investment, Investment News, Loan, Personal Finance, Small Savings | Tagged EMI, housing loan, Interest Exempted, Interest on housing loan, Loan, Loan Repayment, Lump sum payment, Pre payment, Preclosure, Section 24(b), Section 80, Section 80C, Tax Gain | Leave a comment

Favorable Credit Information Report is required for availing loan from any financial Institution

Posted on January 25, 2011 by Jerry Jose

In this modern era almost all people are approaching banks or any financial institution to take loan to meet any of their financial needs such as buying a house, doing business, marriage of self or children, education or self or … Continue reading →

Posted in Banking, Loan, Personal Finance | Tagged credit and report, credit report, credit reporting, credit reports, creditreport, Loan, Loan Application, report credit, report on credit, report to credit | Leave a comment